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You are here: Home1 / Step by Step Guide

Step by Step Guide

Step by step (or paw by paw), we’ll show you the way!

Book an appointment online at buddy@mortgagebuddy.ie or call (051) 843 684

Start getting the following details  ready to bring with you:

  • Property Price
  • Income Details
  • Savings Details
  • Property Type
  • Any other relevant details

Supporting Documentation needed

Great if you can bring this with you to our first meeting, but if you’re not sure what to bring, we can bring you through this in our first meeting. Check out ‘Buddy’s Check-List’ below.

Mortgage Buddy will contact all Financial Institutions on your behalf

This guarantees we will get the perfect mortgage for your particular circumstances. Buddy always says, no two dogs are the same….just like no two mortgage applications are the same!

Buddy is with you all the way!

Once approved, Buddy will continue to support you through the entire process to drawdown of the mortgage. It can be daunting dealing with solicitors and banks and sorting out valuations and insurances – that is why we stay with you throughout the entire process, until you are finally in your new home!

Mortgage buddy logo

Book an appointment online at buddy@mortgagebuddy.ie or call (051) 843 684

Start getting the following details  ready to bring with you:

  • Property Price
  • Income Details
  • Savings Details
  • Property Type
  • Any other relevant details

Supporting Documentation needed

Great if you can bring this with you to our first meeting, but if you’re not sure what to bring, we can bring you through this in our first meeting. Check out ‘Buddy’s Check-List’ here

Mortgage Buddy will contact all Financial Institutions on your behalf

This guarantees we will get the perfect mortgage for your particular circumstances. Buddy always says, no two dogs are the same….just like no two mortgage applications are the same!

Buddy is with you all the way!

Once approved, Buddy will continue to support you through the entire process to drawdown of the mortgage. It can be daunting dealing with solicitors and banks and sorting out valuations and insurances – that is why we stay with you throughout the entire process, until you are finally in your new home!

Your Mortgage Buddy Check-List

Proof of ID and Address

  • Drivers licence or Passport

  • Recent Utility Bill (within past 6 months)

  • P60/P45 or other evidence of PPSN

PAYE

  • 6 month’s bank statements

  • P60

Self-Employed

  • Most recent audited or certified accounts (2 yrs)

  • Personal and business bank statements (6 months)

Please Note:

This is not an exhaustive checklist. Following your meeting with Mortgage Buddy, there may be some additional requirements depending on your own circumstances, and the requirements from different banks/financial institutions. We will advise you on any additional requirements as we go through the process.

All banks and financial institutions in Ireland are bound to act within guidelines laid down by the Central Bank of Ireland. These rules dictate the amount of funds a bank/financial institution may lend to a client based on a number of factors including income and percentage of purchase price required.

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Sustainable Finance Disclosure Notice

John Fogarty trading as Fogarty Financial, The Mortgage Team, Mortgage Buddy, C7490 is regulated by the Central Bank of Ireland.

Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.

Warning: You may have to pay charges if you pay off a fixed rate loan early.

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hello@mortgagebuddy.ie

Waterford office

Ardkeen Shopping Centre,
Waterford,
X91 DK0Y
(051) 843 684

Carlow office

Unit 3,
12 Dublin Street,
Carlow, R93WPX7
086 8280012

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