Switch and Save
We have plenty of options for Re-Mortgage Movers/Switchers. If you are in a position to switch, it can make financial sense to do so. You will have a lower interest rate and in turn a lower monthly repayment. Up to €3,000 cash back on successful applications.
Banks will typically only consider switching applications from those whose loan represents 80 per cent or less of the value of the property. While rising prices may have helped in this regard, it may still exclude some.
Switching your mortgage isn’t free. Banks will typically require you to get a valuation of the property carried out ahead of switching and you can expect this to cost upwards of about €130+VAT. Generally this isn’t paid for by a bank.
Just like any time you fix your mortgage or opt for a variable rate, switching mortgage providers brings the risk that your current provider might actually end up offering better rates than the provider you move to. You can review some of your options here.
Check your Eligibility
Would you like to learn more about our Mortgage products? To see if you qualify for a Re-Mortgage Movers/Switchers mortgage, get in contact today and one of our Qualified & Experienced Lending Managers will get right back to you. Our easy to use online mortgage calculator will tell you how much you can borrow, and how much your monthly repayments will be.
- Min. loan size €100,000 -Max. loan size €1.5 million
- Max. term 35 years
- up to 90% LTV if no equity release is required
- Must be resident & working in ROI